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Merchant Services for your Retail Store

There are many challenges to retail store ownership - credit card payment processing should not be one of them. Accepting credit cards is a critical component for retailers' success in today's world.
Not all retail merchant services plans are created equal when enabling credit card payments. A reliable, affordable and easy-to-use credit card processing solution is necessary to ensure that your customers are able to make point of sale purchases quickly and easily.

A Solution You Can Trust

Total Merchant Systems will customize a solution to your business and customers' needs. As your reliable, one-stop solution for all of your non-cash payment processing requirements, we offer comprehensive, point of sale to settlement merchant services that are designed to meet the payment processing demands of independent business owners like yourself.
Our expert staff will assist you in protecting your business from the risk of fraud and chargebacks and act on your behalf to prevent losses before they occur. We offer comprehensive reporting options in a variety of formats from paper statements to secure web access.
At Total Merchant Systems, we understand that card acceptance for your customers is only part of your business. TMS delivers secure and reliable payment acceptance solutions with a wide array of product functionality and support, competitively priced, and designed to meet your unique requirements. Using TMS as your merchant services partner enables your business with a Total service and methodology, and the education to understand why.

Affordable Payment Options

With Total Merchant Systems as your merchant services partner, you can offer your customers a variety of payment options, including:
Visa MasterCard
Visa Checkcard MasterCard Debit Card
Online Debit Discover
Diners Club American Express

Electronic Benefits Transfer (EBT)

Check Services (guarantee conversion, collection & recovery)
Gift and Loyalty Cards ACH Electronic Funds Transfer
Accept Credit Cards at your business or web site with Total Merchant Systems.
Need help understanding what you need to accept credit cards?
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Total Merchant Systems can offer credit card processing on virtually every point of sale software platform (PC/cash register based) and credit card terminal type (standalone machines). Point-of-Sale (POS) equipment can be leased or purchased, depending on your needs.

How Do I Get a Quote?
Call us at 1-815-207-7535 to receive a lowest cost service quote from Total Merchant System's Total Cost Calculator.


© 2002-2008 Total Merchant Systems: Mailing Address: 2564 N. Squirrel Rd. Suite 165, Auburn Hills, MI 48326
Phone: 815-207-7535 * FAX: 866-467-6643 * E-mail:
Total Merchant Systems is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA
American Express and Discover require separate approval